LICHFL Housing & Infrastructure Fund

Overview

A Diversified Fund Focused on India’s Growth Sectors

LICHFL Housing & Infrastructure Fund (LHIF) is a sector-focused fund sponsored by LIC Housing Finance Limited.

The fund has a target size of INR 10 billion, including a green shoe option of INR 2.5 billion, and is the first scheme under the LICHFL Housing and Infrastructure Trust.

LICHFL Trustee Company Pvt. Ltd. acts as the trustee, with LICHFL Asset Management Company serving as the investment manager.

Focus Sectors

Delivering Balanced Returns

Multiple Asset Categories

Different Development Stages

High-Growth Locations

Focus Sectors

Investing in High-Demand Sectors

LHIF invests in consumer-driven sectors with strong demand-supply gaps

Affordable Housing

Healthcare Infrastructure

Education Assets

Industrial Parks

Warehousing

Investment Instruments

Flexible and Structured Capital Solutions

The fund invests across a range of instruments to balance returns and risk:
  • Equity & Equity-Linked Instruments
  • Mezzanine Structures
  • Debt Instruments

This approach enables both periodic income generation and long-term capital appreciation.

Investment Approach

Creating Value Across the Lifecycle

LHIF focuses on value creation at every stage of the investment lifecycle

Strategic selection of projects

Structured deal execution

Active portfolio management

Continuous monitoring and optimization

Investment Strategy

Disciplined and Scalable Strategy

  • Strong developer partnerships
  • Focus on high-growth cities
  • Structured investments
  • Portfolio monitoring
  • Alignment of interests

The fund leverages the sponsor’s extensive network and industry relationships to access high-quality investment opportunities.

Exit Strategy

Defined and Flexible Exit Routes

Affordable Housing Projects

Typically self-liquidating with opportunities for early exits once risks are mitigated

Income-Generating Assets

Exit through strategic investors, yield investors, or platforms such as InvITs/REITs

Sponsor & Promoter

Strong Institutional Backing

LIC Housing Finance Limited is the Sponsor and Promoter, with a commitment of 10% of total capital commitments, while LIC of India acts as co-sponsor. LIC Housing Finance Ltd. is one of India’s leading housing finance companies with a strong nationwide presence and deep relationships across the real estate ecosystem.

Regulated Investment Platform

LICHFL Housing & Infrastructure Trust

LHIF is the first scheme under the LICHFL Housing and Infrastructure Trust, established as a private investment trust under the Indian Trusts Act, 1882.

The trust is registered with SEBI as a Category I Alternative Investment Fund (Infrastructure Fund) under AIF Regulations, 2012.

Driving Long-Term Value Creation

LHIF reflects LICHFL AMC’s commitment to disciplined investing, strong governance, and long-term value creation across India’s critical growth sectors.